
Lending Made Easier
We know that buying a home can be an emotional and overwhelming experience. That’s why we’ve partnered with a trusted lender who’s committed to making the process as smooth as possible.
With Christopher Fitzgerald, our preferred lender, you can count on:
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Streamlined pre-qualification
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Seamless appraisals
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Competitive rates
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Reliable, stress-free service
Christopher works closely with our buyers every step of the way to ensure a faster, easier path to homeownership.

Christopher Fitzgerald
Mortgage Loan Originator | Builder Division
U.S. Bank, Equal Housing Lender
1400 Rocky Ridge Dr #100
Roseville, CA 95661 | SF-CA-RR1W
Mark Ray
Home Mortgage Loan Specialist
Tri Counties Bank, Equal Housing Lender
789 High Street
Auburn, CA 95603 | Bank NMLS #458732


With more than 40 years of experience in the mortgage industry, Mark offers deep expertise in residential lending and a steady, solutions‑focused approach to the home financing process. As a Home Mortgage Loan Specialist with Tri Counties Bank, he specializes in Portfolio lending as well as Conventional, FHA, and VA programs, supporting clients from first‑time buyers to seasoned homeowners.
